COVERAGE OPTIONS
Coverage Designed for Archery Businesses
General Liability Insurance
General liability helps protect your archery business from claims involving injuries or property damage that occur during normal operations. Whether you operate a range, pro shop, or instruction program, this coverage supports your financial stability if something goes wrong.
What it covers
- Bodily injury to participants or spectators (misfired arrows, slips, range accidents)
- Medical payments for minor injuries
- Third-party property damage (damaged vehicles, neighboring property)
- Legal defense costs if you are sued
- Product liability for items you sell (bows, arrows, releases, targets)
Why it matters
Even with strict safety protocols, accidents can happen. A single injury claim can lead to legal fees, medical bills, and potential settlements that strain your business. General liability coverage helps protect your income, reputation, and long-term growth.
Property and Equipment Coverage
Your facility and equipment are central to your operation. Property and equipment coverage helps repair or replace physical assets after covered losses such as fire, storms, or vandalism.
Protection for
- Buildings and leased improvements
- Backstops, target systems, and range structures
- Rental bows, arrows, and training equipment
- Retail inventory and merchandise
- Loss from fire, wind, hail, or vandalism
The risk without it
Replacing damaged equipment or rebuilding a range can be costly and may force you to close temporarily. This coverage helps you recover more quickly and continue serving customers without draining your cash reserves.
Event and Tournament Coverage
If you host organized shoots, leagues, or tournaments, event coverage helps protect your business during higher-traffic gatherings. Coverage can be structured for a single event or on an annual basis.
Designed to address
- Participant injury during competitions
- Spectator injury claims
- Temporary venue liability
- Additional insured requirements from sponsors or venues
- Legal defense related to event claims
Why this protection is important
Events increase attendance, activity, and exposure. This coverage helps protect your business from claims that arise during competitions and provides reassurance to venues and sponsors when partnering with you.
Workers Compensation
If you have employees or instructors, workers compensation helps cover job-related injuries or illnesses.
Key protections
- Medical expenses for injured employees
- Lost wages during recovery
- Rehabilitation services
- Employer liability protection
The business impact
Instructors handle equipment daily and work closely with participants. If an employee is injured on the job, this coverage helps pay for medical care and lost income while helping protect your business from related legal exposure.
Business Auto
If your operation uses vehicles to transport equipment, set up mobile ranges, or travel to events, business auto coverage helps protect against vehicle-related losses.
Risk areas addressed
- Liability for accidents involving company vehicles
- Vehicle damage from collisions
- Injury to others caused by an at-fault driver
- Comprehensive losses such as theft, vandalism, or weather damage
Keeping your operation on track
Personal auto policies typically exclude business use. Business auto coverage helps prevent coverage gaps that could leave your company responsible for significant accident-related expenses.
Crime and Inventory Protection
Retail archery shops and ranges often carry high-value equipment. Crime and inventory protection helps safeguard your business from theft and certain types of financial loss.
Coverage includes
- Theft of bows, optics, and accessories
- Employee dishonesty
- Forgery or fraud-related losses
- Burglary and robbery
- Inventory shrinkage from covered causes
Protecting your long-term growth
High-value, portable merchandise can be a target for theft. This coverage helps protect your revenue and reduces the financial impact of criminal activity.
